Kiyomi Ruri sat in her seat, holding her chin in a melancholy expression. She used to not understand why the middle-aged men on the train always looked so gloomy and uninterested in life, with the possibility of suicide at any time. Now she understood a bit. Anyone who owed a lot of money would not feel good. She was already feeling anxious over owing only 40,000 yen, but those guys who owed millions in mortgage payments were still able to persevere and live on. They were truly amazing.

She used to look down on those balding middle-aged men, but now she felt sorry for them.

But how could she repay the money? She usually spent her allowance as soon as she received it, and this month's allowance had already gone into that bastard's pocket. She had no savings and had spent all of her New Year's money on books and manga.

She couldn't just default on the payment. Even if she insisted on not paying, the guy would probably have no choice. But if she did that, for at least the next three years, he would call her a "cheater, Ruri classmate" every time he saw her.

She couldn't even argue back, which was too frustrating.

But what if she didn't default on the payment?

Should she tell her mother and ask her to pay for her?

40,000 yen was a lot for her, but it was nothing for her family. Her father's annual income was over six million yen, and that was just his salary. His royalties and bonuses were all secretly used to pay off his debts from drinking and gambling, so his actual income was even higher.

However, Kiyomi Ruri thought for a while and felt that it was not a good idea.

As an adult, it was embarrassing to have her mother intervene in her affairs. Even if she wasn't afraid of embarrassment, if her mother went to that guy to ask for repayment, he would probably laugh and say it was a joke, insisting that he didn't want the money, and then turn around and accuse her of defaulting on the payment and being a "cheater, Ruri."

That wouldn't work. What should she do?

"Ruri, Yutaro's friend is organizing a freshman welcoming party. You should come too." Kiyomi Ruri was worrying when her chubby best friend Sawada Yūko came over, very eager. "Several boys from our class and the neighboring class have secretly asked Yutaro about you. You'll definitely be popular if you go."

She didn't even mention the fact that her friend had just been punished for not doing her homework and had to stand in the corner. That was nothing.

She was more concerned about her and her best friend's social activities at their new school. Her friend had a good appearance, with a slender figure, beautiful features, and smooth, fair skin that made all the girls jealous. She also looked very smart and had a good temperament. In junior high, many boys would secretly look at her friend and often ask for information about her. She had even earned a lot of snacks this way and felt quite good about it. She thought she could continue to shine in high school.

But Kiyomi Ruri had no mood to participate in any social activities now. She looked at her friend and wondered if she could borrow some money from her to deal with the emergency. However, she quickly dismissed the idea."On one hand, I am sensitive about borrowing money and think it will bring trouble to others, which is not good. On the other hand, Sawada Yūko is also poor, probably with only a few coins in her pocket. Asking her for help will only bring shame and won't solve any problems. Yūko and Tsuda Yūtarō have been dating since Yūtarō's button was stolen by Yūko at their junior high graduation ceremony. They are always together, eating and drinking, and definitely don't have any money.

"I'm not going, you and Yūtarō can go have fun!" Kiyomi Ruri said in frustration.

"Why not? We can just ignore those boys and have a free meal and sing karaoke all night," Sawada Yūko suggested. They have been close friends since childhood, and Yūko always thinks of her friend first when it comes to taking advantage of something.

"I'm just not in the mood," Kiyomi Ruri continued to worry.

Yūko thought for a moment and suddenly realized, "Are you still thinking about your detective club?" She remembered that she promised to help her friend with that over the weekend and was very loyal. She hesitated for a moment and said, "Then Yūtarō and I won't go either. After school, we'll help you catch the culprit!"

"That's not it." After a few days, Kiyomi Ruri lost interest in the "Deductive Reasoning Research Club," which was just a childish game. After all, she had experienced a real murder case as "Ruri-mes," and her level was not comparable to before. Participating in that kind of club was a bit embarrassing.

Yūko became even more curious, "Then what is it?"

"It's none of your business. You and Yūtarō go have fun!" Kiyomi Ruri didn't want to say anything, it was useless and embarrassing.

"Okay, then Yūtarō and I will have a free meal. But if you need anything, just let us know, we'll help you if we can." Sawada Yūko didn't force her and reminded her before leaving to recruit more people. This was just a task for her boyfriend, and she would collect a fee for it.

Kiyomi Ruri continued to think of a solution, but she had been in class the whole time and still couldn't come up with anything.

"Kiyomi!"

She was sitting there with a troubled expression when the teacher suddenly called her name. The teacher glared at her with a black face and asked, "Is there something wrong with what I said? Why do you keep looking troubled? Do you have any objections?"

Kiyomi Ruri snapped out of it, stood up, and apologized, "No, teacher, I'm sorry."

"Pay attention to the class." The teacher didn't dwell on it and reminded her before gesturing for her to sit down. But just as he finished speaking, he remembered something, flipped through the lesson plan, and his face became even darker. "Did you not turn in your homework?"

Kiyomi Ruri was speechless and continued to apologize with a sad face, "I'm sorry, teacher. I'll make sure to turn it in on time next time."

"Next time is next time. Bring your bucket and stand in the hallway for punishment." The teacher was not polite at all. How dare she not turn in her homework at the beginning of the school year? Did she plan to rebel? Did she think that Yukon High School was like those trashy public schools? How did she even get in?Just as school started, it was impossible for the teacher not to be angry. Kiyomi Ruri had no choice but to hold a bucket and become the door god in the hallway, feeling even more depressed.

Today was simply unlucky!

......

Kiyomi Ruri had a whole day of bad luck. She couldn't finish her two days worth of homework during break time and lunch break alone. She was constantly being defeated and finally realized the difference between a private high school and a public junior high school- she was the only one who dared to commit a crime at the beginning of the school year. Even Sawada Yūko, the sports selection student, had her boyfriend help her copy her homework.

She finally made it to 3:40 in the afternoon, the end of school.

Dragging her heavy footsteps and feeling super depressed, she went downstairs to the shoe locker to change her shoes. Just as she took off her red soft-soled indoor shoes, Nanahara Takeshi came carrying his backpack and greeted her with a smile, "Hey, Kiyomi, are you going home now?"

Of course, she was going home, was there any need to ask?

Kiyomi Ruri didn't want to talk to him, didn't even want to respond, and continued to change her shoes with a straight face and no expression. After changing her shoes to small leather shoes, she grabbed her backpack and left.

Nanahara Takeshi followed her, they lived next door, so the route was the same.

The two of them got on the same tram, there were many people, and they were forced to stand together, but Kiyomi Ruri still had no expression and refused to talk to Nanahara Takeshi.

After she finished paying, she was determined to draw a clear line with Nanahara Takeshi, this annoying guy. They would be strangers for the next three years!

She was at peace, but Nanahara Takeshi was becoming more interested. Although he didn't take the initiative to talk to her, he occasionally lowered his head to glance at her and slowly curved his lips.

Kiyomi Ruri really didn't want to deal with him anymore, but she couldn't resist the increasing smile on his face. She suspected that he had succeeded in his revenge and was proud of it. In the end, she couldn't help but maintain a calm face, not looking at him, and asked coldly, "What's so funny?"

Nanahara Takeshi smiled and said, "Your expression right now is very interesting, it reminds me of a kind of funny creature."

He had noticed this a long time ago. When Kiyomi Ruri was angry, she would try to maintain a blank expression. In terms of demeanor, she really looked like that legendary creature.

"What creature?" Kiyomi Ruri remained calm on the surface, but she was secretly preparing to attack. As long as she heard words like "stupid pig" or "loser," she wouldn't be able to control herself and would beat Nanahara Takeshi up on the spot.

Well, it was a bit exaggerated to beat him up on the ground, but hitting him hard in the chest a few times would definitely make him scream in pain.

"Yes, a Tibetan Fox." Nanahara Takeshi looked more and more like it, and he laughed and said, "Your expression now is particularly like a Tibetan Fox." - With flat eyebrows, no expression, slightly squinting eyes looking straight ahead, and a mouth pursed, it was definitely a Tibetan Fox.

Kiyomi Ruri's small hand subconsciously lifted and then fell back down. She didn't expect Nanahara Takeshi to say that."Tibetan Fox, is it the fox in XZ, China? XZ seems to be full of snow mountains, so Tibetan Fox must be a snow fox, right?"

In her mind, a picture instantly appeared: in the harsh wind on the world's rooftop, among the white snow, a small white fox struggled to jump forward. Turning its head, it held its small paws and its black eyes were full of spirituality, so cute.

Right, the snow area is full of snow, so the fox in the snow area is the cute and beautiful snow fox, right?

Japanese girls don't mind being called foxes. In a sense, saying that a girl looks like a fox is a kind of praise. White foxes are a symbol of good luck in Japan, black foxes bring good luck, and yellow foxes bring wealth. Even many gods and goddesses are depicted as foxes, such as the most common Inari Shrine in Japan (the god of harvest, business, and wealth), which has many myths and legends about yellow-haired foxes walking in the world.

Even the top demon in mythology, the Nine-Tailed Fox, when transformed into a human form, is a stunning and beautiful beauty.

After listening to Nanahara Takeshi's words, Kiyomi Ruri imagined for a moment. Her fair and smooth face involuntarily blushed slightly.

This bastard annoyed me in the morning, gave me a huge debt, forced me to repay it, and in the afternoon, he indirectly praised me for being beautiful and cute. Although I am indeed beautiful and cute, you are so shameless to say it in front of me!

Hmph, do you think I am such a shallow girl that I won't be angry with you just because you praised me for being beautiful and cute?

You're dreaming!

Being praised made her feel a little better, but she still didn't intend to forgive Nanahara Takeshi. After all, he had troubled her all day long. She still had no expression on her face and said, "What's the use of saying these? If I look like a Tibetan Fox, does that mean I don't have to repay my debt?"

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If Nanahara Takeshi was willing to waive her debt, based on his praise of her being beautiful and cute, which should be a kind of concession, then she could give him another chance to be friends.

"No, it's only right to repay the debt." Nanahara Takeshi naturally refused. He had only just pushed her into the pit, and hadn't even filled it up yet!

On the way to the town, he had already figured it out. After he had finished playing with Kiyomi Ruri, this troublemaker, he would make her obedient and never dare to cause trouble for him again. He would also bring back a coolie. Otherwise, he would not be worthy of his temple vein. How could he let her go so easily?

Talking about money, he started urging her to repay the debt again, "When are you going to repay the debt? You don't really plan to default, do you?"

Kiyomi Ruri's slight good impression of him disappeared immediately. She angrily said, "I won't default. I'll pay you back tomorrow!"

"Then I'll wait."

"You can wait!"

After saying this, Kiyomi Ruri put on a Tibetan Fox face again, ignoring Nanahara Takeshi.

This annoying guy is a big bastard and a big jerk. After I pay him back, I will completely break off with him. Even if he praises me, it's useless!

That is...How to get this sum of money is indeed a difficult problem!